BAFA-certified since 2019. We combine free online tools (financial plan, AI-powered business plan, BWA forecast) with AVGS-funded coaching from certified consultants. Over 200 successfully financed startups, EUR 55 million in financing volume.
Three reasons why founders, unemployment-benefit recipients and established entrepreneurs choose Business Start EU.
Self-starters use our free web tools for financial plan, business plan and BWA forecast. Those who need more support get BAFA-certified coaching from the same provider - seamless guidance from idea to bank financing.
For unemployment-benefit recipients and job seekers, the German Federal Employment Agency covers 100% of consulting costs via an AVGS voucher. Funding runs through our AZAV-certified partner Starthilfe Bildungswerk GmbH - no personal contribution, no hidden costs.
In-house web app with financial plan generator, AI-supported business plan editor and BWA forecast tool. AI text suggestions speed up creation; consulting is verified with tools instead of gut feeling - bankable and investor-ready.
How we differ from tax advisors, pure SaaS tools and chamber-of-commerce advice.
| Criterion | Business Start EU | Tax Advisor | Pure SaaS Tools | IHK Advisory |
|---|---|---|---|---|
| Cost | Tools free, coaching AVGS-fundable | EUR 500 - 2,000 | Subscriptions EUR 20-50/month | Free but generic |
| Bankability | Yes (accepted by 15+ banks) | Yes | Not guaranteed | Limited |
| Time to Result | 15 min to 4 weeks | 1 - 2 weeks | Self-effort | 2 - 8 weeks |
| AI Support | Yes (AI business plan generator) | No | Partial | No |
| AVGS-eligible | Yes | No | No | No |
Three profiles we are particularly well suited to support.
Start with the free tools - financial plan in 15 minutes, business plan with AI support. If the bank has follow-up questions or you need expert feedback, add the consulting on top.
AVGS voucher = 100% funded coaching, no personal contribution. We help with application and activation and guide you through all four AVGS modules to a successful launch.
Bankable business plan plus financing support for expansions, follow-on financing or M&A. BAFA funding for SMEs covers up to 50% of consulting costs.
Start with the free tools or book a no-obligation initial consultation - either way, risk-free.