Secure up to €22,500 startup grant

Successfully start your self-employment with a professional business plan & viability certificate

4.9★ on Google 500+ successful founders 98% approval rate BAFA-registered

What is the startup grant?

The startup grant (Gründungszuschuss) is a funding programme from the Federal Employment Agency for unemployment benefit (ALG I) recipients who want to become self-employed.

Phase 1: 6 months

You receive your full ALG I unemployment benefit plus €300 per month for social security contributions (health & pension insurance).

Phase 2: 9 months

Upon successful proof of business activity: another 9 months at €300 each for social security contributions.

Up to €22,500

The maximum funding amount depends on your ALG I rate. On average, founders secure €15,000.

Your benefits with the startup grant

Financial security during the startup phase
No repayment required
Social security coverage ensured
Focus on your business instead of financial worries

The two paths to the startup grant

1

AVGS voucher

The Activation and Placement Voucher (AVGS) entitles you to 100% free founder coaching through the Federal Employment Agency.

  • Full cost coverage
  • Professional guidance
  • Business plan creation included
2

Viability certificate

To apply you need an expert statement confirming the viability of your business concept.

  • Professional business plan
  • Expert review (IHK, tax advisor)
  • 98% approval rate with our service

Who is eligible for the startup grant?

The startup grant is a discretionary benefit of the Federal Employment Agency. This means there is no automatic legal entitlement, but if you meet the requirements and prepare well, your chances are very good.

1
Receiving ALG I unemployment benefit

You must currently receive ALG I or be entitled to it

2
At least 150 days of remaining entitlement

At the time of application, at least 150 days of ALG I entitlement must remain

3
Viable business concept

A professional business plan with an expert viability statement is required

4
Full-time self-employment

The startup must be full-time (at least 15 hours per week)

Documents you will need

  • Completed application form of the Federal Employment Agency
  • Professional business plan with financial planning
  • Expert statement (viability certificate)
  • Proof of professional qualification
  • Trade registration / registration with the tax office

Important: The expert statement is the decisive factor for approval. With our support you achieve a 98% approval rate.

Frequently asked questions about the startup grant

Do I have to repay the startup grant?

No, the startup grant is a non-repayable subsidy. Unlike a loan, you do not have to pay the money back — not even if your business does not succeed.

What is an expert viability statement?

An expert body (e.g. IHK, HWK, tax advisor or BAFA consultant) reviews your business plan and confirms the viability of your concept. Without this certificate there is no startup grant.

What is an AVGS and how does it help me?

The Activation and Placement Voucher (AVGS) finances professional founder coaching at 100%. With it you receive your business plan, consulting and viability certificate completely free of charge.

How long does approval take?

After all documents are submitted, processing usually takes 2–4 weeks. A professional business plan and complete documents significantly accelerate the process.

Startup grant eligibility check

Find out in 60 seconds whether you are entitled to the startup grant

Question 1 of 5

Our results speak for themselves

500+

successful startup grant applications

98%

approval rate on our business plans

15.000€

average funding secured

What our clients say on Google

Google
4.9 out of 5 stars
Client voices

Successful founders share their experience

These founders successfully obtained the startup grant with our support.

"Thanks to the professional business plan, I received the viability certificate on the first attempt. The entire process was straightforward and professional."

Arafeh A.

Founder, healthcare sector

"The AVGS voucher was arranged for me and the coaching was excellent. My startup grant was approved within 3 weeks!"

Silvio G.

Founder, IT services

"Great collaboration! The business plan was top quality and my caseworker at the employment agency was impressed by it."

Avni Z.

Founder, construction industry

Our expertise — your security

Certified and recognised by leading institutions

BVMW
BAFA
EU
Google
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BVMW
BAFA
EU

Ready for your startup grant?

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