Table of Contents
1. Why do you need a business plan?
A professional business plan is your entry ticket — to the bank, to funding programmes, to the employment agency. In Schwerin as the state capital of Mecklenburg-Vorpommern (MV) it is particularly important for:
- Gründungszuschuss (founder grant): Tragfähigkeitsbescheinigung (viability certificate) from IHK zu Schwerin (Chamber of Commerce) or a BAFA-listed advisor
- MV-Gründerstipendium (MV founder stipend): funding application via GSA mbH in Schwerin (ask the GSA for current terms)
- Mikrodarlehen MV (MV micro-loan): up to €25,000 via GSA Schwerin — business plan is mandatory
- Bank financing: KfW-Startgeld (KfW start-up loan), ERP-Kapital, conventional house-bank loans
- Bürgschaftsbank MV (state guarantee bank): guarantees up to 80 % for house-bank loans
2. What goes into a business plan?
| Chapter | Content |
|---|---|
| Executive Summary | One- to two-page summary |
| Founder profile | Qualifications, experience, motivation |
| Business idea | Product/service, unique selling point, customer benefit |
| Market analysis | Target group, competition, market potential in Schwerin and Westmecklenburg |
| Marketing | Positioning, sales channels, pricing |
| Organisation | Legal form, location, personnel |
| Financial plan | 3-year forecast, capital requirements, liquidity |
3. Tragfähigkeitsbescheinigung (viability certificate) in Schwerin
IHK zu Schwerin (Chamber of Commerce)
Address: Graf-Schack-Allee 12 (Ludwig-Bölkow-Haus), 19053 Schwerin
Phone: 0385 5103-0
Online: ihkzuschwerin.de
The IHK zu Schwerin reviews your business plan and issues the Tragfähigkeitsbescheinigung (viability certificate) — required for the Gründungszuschuss (founder grant) at the Agentur für Arbeit Schwerin (Federal Employment Agency).
Handwerkskammer Schwerin (Chamber of Crafts)
Address: Friedensstraße 4a, 19053 Schwerin
For skilled-trades professions, HWK Schwerin is your competent authority.
Alternative: BAFA-listed advisor
As a BAFA-listed advisor (advisor ID 205985), we can issue the Tragfähigkeitsbescheinigung directly — without waiting times at the IHK. Including coaching on the application.
4. MV funding landscape — GSA and LFI directly in Schwerin
As the seat of the state government, Schwerin has a real location advantage: all MV funding authorities sit directly in the city. Short distances, fast resolution.
| Programme | Details |
|---|---|
| MV-Gründerstipendium (founder stipend) | For innovative start-ups (ask the GSA for current terms) — via GSA mbH, Werkstraße 213, 19061 Schwerin |
| Mikrodarlehen MV (MV micro-loan) | Up to €25,000 at low interest rates — via GSA Schwerin, ideal as a house-bank alternative for small start-ups |
| Landesförderinstitut M-V (LFI — state funding institute) | Headquartered in Schwerin — subsidised loans, investment grants, guarantees for SMEs and founders |
| Bürgschaftsbank MV (state guarantee bank) | Guarantees up to 80 % on house-bank loans — Schwerin location, ideal when collateral is lacking |
Your business plan for MV funding applications
We know the requirements of GSA, LFI and Bürgschaftsbank MV and write your business plan so it meets every criterion — for MV-Gründerstipendium, Mikrodarlehen MV or guarantee applications.
5. What does a professional business plan cost?
As BAFA-listed advisors (advisor ID 205985) we offer subsidised consulting for companies after founding:
- BAFA subsidy: in Mecklenburg-Vorpommern, the consulting can be subsidised by up to 80 % on up to €3,500 of consulting fees — only for companies already active on the market; no legal entitlement to the subsidy exists
- AVGS coaching: 100 % free for ALG-I (unemployment benefit I) / Bürgergeld (citizen's income) recipients
6. Our process — finished in 14 days
Intro call & briefing
Free of charge: we get to know your venture and clarify the financing goals for Schwerin.
Narrative section & market analysis
Business model, target-group analysis, competitive analysis for Schwerin and Westmecklenburg.
Financial planning
3-year plan with revenue, costs, liquidity and capital requirements — tailored to GSA / LFI requirements.
Final polish & handover
Final corrections, ready for IHK Schwerin, your bank and MV funding bodies.
What our clients say
Thanks again for the great work, we are very satisfied.
Everything was excellent. Professional advice and fast execution.